Deposit Rates

Deposit Rates Subject to Change. Rates correct as of 4/15/21.

Money Market Accounts

Product	Minimum To Open	Interest Rate	Annual Percentage Yield
$1,000 - $24,999.99	$1,000.00	0.08%	0.08%
$25,000 - $49,999.99	$25,000.00	0.12%	0.12%
$50,000 - $99,999.99	$50,000.00	0.25%	0.25%
$100,000 and Over	$100,000.00	0.40%	0.40%
If Below $1,000	N/A	0.05%	0.05%

Passbook Savings

Savings Product	Minimum To Open	Interest Rate	Annual Percentage Yield
Savings	$5.00	0.05%	0.05%

NOW Account

NOW	Minimum To Open	Interest Rate	Annual Percentage Yield
NOW	$1,000.00	0.05%	0.05%

IRA

IRA	Minimum To Open	Interest Rate	Annual Percentage Yield
IRA	$25.00 - 24,999.99	0.15%	0.15%
IRA	$25,000.00 - $49,999.99	0.20%	0.20%
IRA	$50,000.00 and Over	0.25%	0.25%

Health Savings Accounts

Product	Minimum To Open	Interest Rate	Annual Percentage Yield**
$0.01 - $2,499.99	$25.00	0.03%	0.03%
$2,500.00 - $9,999.99	$2,500.00	0.05%	0.05%
$10,000.00 +	$10,000.00	0.10%	0.10%

Certificates of Deposit

Product	Minimum To Open	Interest rate	Annual Percentage Yield
36 Months-$100,000+*	$100,000.00	0.45%	0.45%
24 Months-$100,000+*	$100,000.00	0.35%	0.35%
18 Months-$100,000+*	$100,000.00	0.30%	0.30%
12 Months-$100,000+*	$100,000.00	0.25%	0.25%
182 Days-$100,000+*	$100,000.00	0.15%	0.15%
91 Days-$100,000+*	$100,000.00	0.10%	0.10%
36 Months-$50,000+*	$50,000.00	0.40%	0.40%
24 Months-$50,000+*	$50,000.00	0.30%	0.30%
18 Months-$50,000+*	$50,000.00	0.25%	0.25%
12 Months-$50,000+*	$50,000.00	0.20%	0.20%
36 Months*	$1,000.00	0.35%	0.35%
24 Months*	$1,000.00	0.25%	0.25%
18 Months*	$1,000.00	0.20%	0.20%
12 Months*	$1,000.00	0.15%	0.15%
182 Days*	$2,500.00	0.10%	0.10%
91 Days*	$2,500.00	0.05%	0.05%
* A.P.Y. - Annual Percentage Yield - calculated on a 365 day basis and assumes interest is added to the account semi-annually. Withdrawal of interest may reduce the yield.