Deposit Rates
Deposit Rates Subject to Change. Rates correct as of 1/5/22.
Money Market Accounts
| Product | Minimum To Open | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| $1,000 - $24,999.99 | $1,000.00 | 0.08% | 0.08% |
| $25,000 - $49,999.99 | $25,000.00 | 0.12% | 0.12% |
| $50,000 - $99,999.99 | $50,000.00 | 0.15% | 0.15% |
| $100,000 and Over | $100,000.00 | 0.20% | 0.20% |
| If Below $1,000 | N/A | 0.05% | 0.05% |
Passbook Savings
| Savings Product | Minimum To Open | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| Savings | $5.00 | 0.05% | 0.05% |
NOW Account
| NOW | Minimum To Open | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| NOW | $1,000.00 | 0.05% | 0.05% |
IRA
| IRA | Minimum To Open | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| IRA | $25.00 - 24,999.99 | 0.10% | 0.10% |
| IRA | $25,000.00 - $49,999.99 | 0.15% | 0.15% |
| IRA | $50,000.00 and Over | 0.20% | 0.20% |
Health Savings Accounts
| Product | Minimum To Open | Interest Rate | Annual Percentage Yield** |
|---|---|---|---|
| $0.01 - $2,499.99 | $25.00 | 0.03% | 0.03% |
| $2,500.00 - $9,999.99 | $2,500.00 | 0.05% | 0.05% |
| $10,000.00 + | $10,000.00 | 0.10% | 0.10% |
Certificates of Deposit
| Product | Minimum To Open | Interest rate | Annual Percentage Yield |
|---|---|---|---|
| 36 Months-$100,000+* | $100,000.00 | 0.40% | 0.40% |
| 24 Months-$100,000+* | $100,000.00 | 0.35% | 0.35% |
| 18 Months-$100,000+* | $100,000.00 | 0.30% | 0.30% |
| 12 Months-$100,000+* | $100,000.00 | 0.25% | 0.25% |
| 182 Days-$100,000+* | $100,000.00 | 0.15% | 0.15% |
| 91 Days-$100,000+* | $100,000.00 | 0.10% | 0.10% |
| 36 Months-$50,000+* | $50,000.00 | 0.35% | 0.35% |
| 24 Months-$50,000+* | $50,000.00 | 0.30% | 0.30% |
| 18 Months-$50,000+* | $50,000.00 | 0.25% | 0.25% |
| 12 Months-$50,000+* | $50,000.00 | 0.20% | 0.20% |
| 36 Months* | $1,000.00 | 0.30% | 0.30% |
| 24 Months* | $1,000.00 | 0.25% | 0.25% |
| 18 Months* | $1,000.00 | 0.20% | 0.20% |
| 12 Months* | $1,000.00 | 0.15% | 0.15% |
| 182 Days* | $2,500.00 | 0.10% | 0.10% |
| 91 Days* | $2,500.00 | 0.05% | 0.05% |
| * A.P.Y. - Annual Percentage Yield - calculated on a 365 day basis and assumes interest is added to the account semi-annually. Withdrawal of interest may reduce the yield. | |||
