Agricultural Loans
At The Gerber State Bank, we know that farming is the backbone of Central Illinois. That’s why we specialize in providing affordable, flexible agricultural loans to support farmers and agribusinesses in Argenta, Oreana, and surrounding communities. Whether you’re looking for farmland financing, farm operating loans, or farm equipment financing, our experienced Ag Lenders are ready to help you grow.
Land Loans & Refinancing
Secure your future with our traditional, in-house mortgages for farmland purchases or refinancing. Talk with one of our local lending experts to explore your options.
Operating Loans
Manage seasonal expenses and cash flow with our competitive operating loan rates. We’ll help you find the program that fits your operation best.
Equipment & Machinery Loans
From tractors to combines and everything in between, we finance equipment of any color, size, or brand. Flexible terms and convenient payment options are available to fit your needs.
Farmer Mac Loan Program
As a Farmer Mac approved lender, we are able to offer long-term, fixed-rate financing options backed by the secondary market. This program provides flexible loan structures for farmland purchases, refinancing, and other agricultural needs — giving you access to stability and competitive rates designed specifically for America’s farmers and ranchers.
Farmer Mac | Accelerating Rural Opportunities
Illinois Ag Invest Program
Through the Illinois State Treasurer’s Ag Invest Program, we are proud to provide reduced-rate financing for qualified Illinois farmers. This program supports a wide range of needs, including operating expenses, equipment purchases, and land acquisition. Ag Invest helps ensure local producers have access to affordable credit to grow and sustain their operations.
Michael W. Frerichs – Illinois State Treasurer: Ag Invest
When you bank with us, you’re working with neighbors who understand agriculture and are committed to helping family farms thrive.
Ready to Apply?
Call us or stop by our branch in Argenta, IL to talk with a member of our Ag Lending Team about your farm loan options.
