|
|
Deposit Rates
Untitled
Untitled
Subject to Change |
Effective: |
2/1/2012 |
to |
2/7/2012 |
|
Money Market Accounts
|
Product |
Minimum Opening
Deposit |
Interest Rate |
Annual Percentage Yield |
| $1,000 - $24,999.99 |
$1000.00 |
.25% |
.25% |
| $25,000 - $49,999.99 |
$25,000.00 |
.35% |
.35% |
| $50,000 - $99,999.99 |
$50,000.00 |
.60% |
.60% |
| $100,000 and Over |
$100,000.00 |
.80% |
.80% |
| If Below $1,000 |
N/A |
.20% |
.20% |
Passbook Savings
|
Savings Product |
Minimum
To Open |
Minimum Balance to
Obtain Annual Percentage Yield |
Interest
Rate |
Annual Percentage Yield |
|
Savings |
$5.00 |
$5.00 |
.20% |
.20% |
NOW Account
|
NOW |
Minimum
To Open |
Minimum Balance to
Obtain Annual Percentage Yield |
Interest
Rate |
Annual Percentage Yield |
|
NOW |
$1000.00 |
$1000.00 |
.20% |
.20% |
IRA
|
IRA |
Minimum
To Open |
Minimum Balance to
Obtain Annual Percentage Yield |
Interest
Rate |
Annual Percentage Yield |
|
IRA |
$25.00 - 24,999.99 |
$25.00 |
.40% |
.40% |
|
IRA |
$24,999.99 - 49,999.99 |
$24,999.99 |
.45% |
.45% |
|
IRA |
$50,000.00 and Over |
$50,000.00 |
.50% |
.50% |
HEALTH SAVINGS ACCOUNTS
|
HEALTH SAVINGS ACCOUNTS |
Minimum Balance to
Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield |
|
$0.00 - $2,499.99 |
$25.00 |
.20% |
.20% |
|
$2,500.00 - $9,999.99 |
$2,500.00 |
.50% |
.50% |
|
$10,000.00 + |
$10,000.00 |
.70% |
.70% |
CERTIFICATES OF DEPOSIT
| |
Min.
balance
to open |
Min.
balance
to obtain
Annual Percentage Yield |
Interest
rate |
Annual Percentage Yield |
|
91 Days* |
$2,500.00 |
$2,500.00 |
.15% |
.15% |
|
91 Days-$100,000+* |
$100,000 |
$100,000 |
.20% |
.20% |
|
182 Days* |
$2,500 |
$2,500 |
.30% |
.30% |
|
182 Days-$100,000+* |
$100,000 |
$100,0000 |
.35% |
.35% |
|
12 Months* |
$1,000.00 |
$1,000.00 |
.50% |
.50% |
|
12 Months-$50,000+* |
$50,000 |
$50,000 |
.55% |
.55% |
|
12 Months-$100,000+* |
$100,000 |
$100,000 |
.60% |
.60% |
|
18 Months* |
$1,000 |
$1,000 |
.60% |
.60% |
|
18 Months-$50,000+* |
$50,000 |
$50,000 |
.65% |
.65% |
|
18 Months-$100,000+* |
$100.000 |
$100,000 |
.70% |
.70% |
|
24 Months* |
$1,000 |
$1,000 |
.70% |
.70% |
|
24 Months-$50,000+* |
$50,000 |
$50,000 |
.75% |
.75% |
|
24 Months-$100,000+* |
$100,000 |
$100,000 |
.80% |
.80% |
|
36 Months* |
$1,000 |
$1,000 |
1.15% |
1.15% |
|
36 Months-$50,000+* |
$50,000 |
$50,000 |
1.20% |
1.20% |
|
36 Months-$100,000+* |
$100,000 |
$100,000 |
1.25% |
1.25% |
|
* A.P.Y. - Annual Percentage Yield - Based on a 365 day basis and based on the assumption that interest is added to the account semi-annually. Withdrawal of interest may reduce the yield.
** Minimum balance required to open account and earn A.P.Y.
THE ABOVE RATES REFLECT
Member of the Federal Deposit Insurance Corporation |
|
