Deposit Rates

Untitled
Untitled

Subject to Change

Effective:

10/15/2014

to

10/21/2014

Money Market Accounts

Product

Minimum Opening Deposit

Interest Rate

Annual Percentage Yield

$1,000 - $24,999.99

$1000.00

.10%

.10%

$25,000 - $49,999.99

$25,000.00

.15%

.15%

$50,000 - $99,999.99

$50,000.00

.40%

.40%

$100,000 and Over

$100,000.00

.60%

.60%

If Below $1,000

N/A

.07%

.07%

Passbook Savings

Savings Product

Minimum
To Open

Minimum Balance to
Obtain Annual Percentage Yield

Interest Rate

Annual Percentage Yield

Savings

$5.00

$5.00

.07%

.07%

NOW Account

NOW

Minimum
To Open

Minimum Balance to
Obtain Annual Percentage Yield

Interest Rate

Annual Percentage Yield

NOW

$1000.00

$1000.00

.07%

.07%

IRA

IRA

Minimum
To Open

Minimum Balance to
Obtain Annual Percentage Yield

Interest Rate

Annual Percentage Yield

IRA

$25.00 - 24,999.99

$25.00

.25%

.25%

IRA

$25,000.00 - $49,999.99

$25,000.00

.30%

.30%

IRA

$50,000.00 and Over

$50,000.00

.35%

.35%

HEALTH SAVINGS ACCOUNTS

HEALTH SAVINGS ACCOUNTS

Rate

A.P.Y.*

Minimum**

$0.00 - $2,499.99

.10%

.10%

$25.00

$2,500.00 - $9,999.99

.25%

.25%

$2,500.00

$10,000.00 +

.40%

.40%

$10,000.00

CERTIFICATES OF DEPOSIT

  Min. balance
to open
Min. balance
to obtain
Annual Percentage Yield

Interest
rate

Annual Percentage Yield

91 Days*

$2,500.00

$2,500.00

.05%

.05%

91 Days-$100,000+*

$100,000

$100,000

.10%

.10%

182 Days*

$2,500

$2,500

.15%

.15%

182 Days-$100,000+*

$100,000

$100,0000

.20%

.20%

12 Months*

$1,000.00

$1,000.00

.25%

.25%

12 Months-$50,000+*

$50,000

$50,000

.30%

.30%

12 Months-$100,000+*

$100,000

$100,000

.35%

.35%

18 Months*

$1,000

$1,000

.30%

.30%

18 Months-$50,000+*

$50,000

$50,000

.35%

.35%

18 Months-$100,000+*

$100.000

$100,000

.40%

.40%

24 Months*

$1,000

$1,000

.35%

.35%

24 Months-$50,000+*

$50,000

$50,000

.40%

.40%

24 Months-$100,000+*

$100,000

$100,000

.45%

.45%

36 Months*

$1,000

$1,000

.65%

.65%

36 Months-$50,000+*

$50,000

$50,000

.70%

.70%

36 Months-$100,000+*

$100,000

$100,000

.75%

.75%

* A.P.Y. - Annual Percentage Yield - Based on a 365 day basis and based on the assumption that interest is added to the account semi-annually. Withdrawal of interest may reduce the yield.

** Minimum balance required to open account and earn A.P.Y.
THE ABOVE RATES REFLECT




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