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Deposit Rates
Untitled
Untitled
Subject to Change |
Effective: |
7/16/08 |
to |
7/22/08 |
|
Money Market Accounts
|
Product |
Minimum Opening
Deposit |
Interest Rate |
Annual Percentage Yield |
| $1,000 - $24,999.99 |
$1000.00 |
1.50% |
1.51% |
| $25,000 - $49,999.99 |
$25,000.00 |
2.15% |
2.17% |
| $50,000 - $99,999.99 |
$50,000.00 |
2.50% |
2.53% |
| $100,000 and Over |
$100,000.00 |
2.90% |
2.94% |
| If Below $1,000 |
N/A |
1.00% |
1.00% |
Passbook Savings
|
Savings Product |
Minimum
To Open |
Minimum Balance to
Obtain Annual Percentage Yield |
Interest
Rate |
Annual Percentage Yield |
|
Savings |
$5.00 |
$5.00 |
1.00% |
1.00% |
NOW Account
|
NOW |
Minimum
To Open |
Minimum Balance to
Obtain Annual Percentage Yield |
Interest
Rate |
Annual Percentage Yield |
|
NOW |
$1000.00 |
$1000.00 |
.75% |
.75% |
IRA
|
IRA |
Minimum
To Open |
Minimum Balance to
Obtain Annual Percentage Yield |
Interest
Rate |
Annual Percentage Yield |
|
IRA |
$25.00 - 24,999.99 |
$25.00 |
2.50% |
2.52% |
|
IRA |
$25,000.00 and Over |
$25,000.00 |
3.00% |
3.03% |
HEALTH SAVINGS ACCOUNTS
|
HEALTH SAVINGS ACCOUNTS |
Rate
|
A.P.Y.* |
Minimum**
|
|
$0.00 - $2,499.99 |
1.25% |
1.26% |
$25.00 |
|
$2,500.00 - $9,999.99 |
2.10% |
2.12% |
$2,500.00 |
|
$10,000.00 - $49,999.99 |
3.00% |
3.04% |
$10,000.00 |
|
$50,000.00 - $99,999.99 |
3.50% |
3.56% |
$50,000.00 |
|
$100,000.00 + |
4.00% |
4.07% |
$100,000.00 |
CERTIFICATES OF DEPOSIT
| |
Min.
balance
to open |
Min.
balance
to obtain
Annual Percentage Yield |
Interest
rate |
Annual Percentage Yield |
|
91 Days* |
$2,500.00 |
$2,500.00 |
2.20% |
2.22% |
|
91 Days-$100,000+* |
$100,000 |
$100,000 |
2.25% |
2.27% |
|
182 Days* |
$2,500 |
$2,500 |
2.55% |
2.57% |
|
182 Days-$100,000+* |
$100,000 |
$100,0000 |
2.60% |
2.62% |
|
12 Months* |
$1,000.00 |
$1,000.00 |
2.70% |
2.72% |
|
12 Months-$50,000+* |
$50,000 |
$50,000 |
2.85% |
2.87% |
|
12 Months-$100,000+* |
$100,000 |
$100,000 |
2.95% |
2.97% |
|
18 Months* |
$1,000 |
$1,000 |
2.80% |
2.82% |
|
18 Months-$50,000+* |
$50,000 |
$50,000 |
2.95% |
2.97% |
|
18 Months-$100,000+* |
$100.000 |
$100,000 |
3.05% |
3.07% |
|
24 Months* |
$1,000 |
$1,000 |
2.90% |
2.92% |
|
24 Months-$50,000+* |
$50,000 |
$50,000 |
3.05% |
3.07% |
|
24 Months-$100,000+* |
$100,000 |
$100,000 |
3.15% |
3.17% |
|
36 Months* |
$1,000 |
$1,000 |
3.10% |
3.12% |
|
36 Months-$50,000+* |
$50,000 |
$50,000 |
3.25% |
3.28% |
|
36 Months-$100,000+* |
$100,000 |
$100,000 |
3.35% |
3.38% |
|
* A.P.Y. - Annual Percentage Yield - Based on a 365 day basis and based on the assumption that interest is added to the account. Withdrawal of interest may reduce the yield.
** Minimum balance required to open account and earn A.P.Y.
THE ABOVE RATES REFLECT
+.15% ON $50,000 PLUS CD'S WRITTEN FOR 1 YEAR OR MORE
+.25% ON $100,000 PLUS CD'S WRITTEN FOR 1 YEAR OR MORE
Member of the Federal Deposit Insurance Corporation |
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