Consumer Lending Services

In today's economy, most of us have to borrow money from time to time. Gerber State Bank offers you several options. The loan decisions are made locally. Our Loan Officers will meet with you one-on-one to discuss your individual needs.

Student Loans

    In-school Loans

    There are many ways to pay for the cost of a higher education. After considering all of your federal loans, scholarships, and grants you may still have a gap that you need to cover to pay your total college costs.

    The Gerber State Bank works with the iHELP Student Loan program to provide you with an attractive private student loan that can help you to cover that gap.

  • Competitive interest rates
  • No origination or repayment fees
  • Flexible repayment options
  • Easy to apply and responsive customer service

  • iHELP helps to meet your financing needs for college.

    Important: Applying with a cosigner may help you to qualify for the loan and possibly receive a lower interest rate.

    Click below to learn more and apply:

    Consolidation Loans

    Fixed rate private consolidation loans for college graduates by The Gerber State Bank and iHELP Student Loans.

    iHELP offers Private Loan Consolidation for college graduates. Consolidating your Federal, Parent Plus and Private student loans is a great way to reduce your student loan payments and simplify your life.

  • You may save money by locking in a fixed interest rate
  • Simplify your life with one easy monthly payment by combining multiple payments into one monthly payment
  • Refinance a single loan
  • Make budgeting easier

  • Applying with a cosigner may help you to qualify for the loan and possibly receive a lower interest rate.

    Click below to learn more and apply:

Automobile Loans

Let us steer you in the right direction with our competitive new and used automobile loan programs. We offer many repayment options and low interest rates for qualified applicants. Take a dealer's rebate and let The Gerber State Bank finance your next new car or truck!

Installment Loans

If you are planning a purchase, but are a little short on cash, an installment loan could be just what you need. We will arrange a payback schedule that fits your monthly budget. See one of our Loan Officers today.

Home Equity Loans

The equity in your home is a great resource for making dreams come true. We offer home equity loans for home improvements, debt consolidation, or even your dream vacation.

Mortgage Loans

If you're in the market for a new home, come in and talk with one of our Mortgage Loan Officers. They can help you decide how much you can afford and offer some very helpful and experienced mortgage advice.

Agricultural/Commercial Loans

We are proud to serve the financial needs of area businesses and farmers. Our Commercial Loan Officers take the time to learn about each client's individual business needs. Lines of credit are available. Stop in and see us soon.

Construction Loans

Will you be building soon? Call us today for rates on all of your construction loan needs.

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